Dealing with mortgage shortfall debt
Negotiating with your creditors
- Continue accepting my offer
- Full and final settlement offer
- Hold action on your account
- Pro-rata offers
- Reconsider a token offer
- Reconsider freezing interest and charges
- Reconsider my pro-rata offer
- Terminate a hire purchase agreement
- Token payment or no offer of payment
- Write off after death
- Write off the debt
- Write off the debt (second request)
Other useful letters
- Ask your energy supplier to accept affordable payments
- Cancel your existing debt management plan
- Creditors asking for payment after debt relief order approved
- Hold action while you apply for a debt relief order
- Hold action while you move your DMP
- Re-negotiate with your energy supplier if your current repayment arrangement is unaffordable
- Request a stay of execution in the High Court