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Sample Letter

Write off after death (sole name)

Use this letter when someone you know has died and they have left no assets or will behind. Contact us for advice before using this letter.

  • Fill in your contact details, the account number and any extra information you want to include in the grey shaded areas.
  • Today’s date will be added automatically.
  • Sign each letter before sending it.

Letter in joint names

You can choose to send a letter in your own name or in joint names. You may have a debt in joint names, or want to write to your creditors together because you have worked out a joint budget.

Change to joint version
You need to include the organisation name.
Name of the organisation you are writing toInclude the name of the person or creditor you are writing to.
You need to include their address.
Their address line 1Make sure you include the full address for the person or organisation. Don't forget the post code.
Their address line 2
Their address line 3
You need to include their postcode.
Their postcodeDon't forget their postcode.
You need to include your address.
Your address line 1Make sure you include your full address.
Your address line 2
Your address line 3
You need to include your postcode.
Your postcodeDon't forget your postcode.

28th March 2023

Date
Dear Sir/Madam
Account No:
This field is required.
The account or reference numberYou will find the account or reference number on any paperwork from the creditor.
I am writing to you about the above account, which
This field is required.
Enter the name of the person who has died and include their address so that the creditor can identify them.
owed.
This field is required.
Enter the name of the person who has died.
passed away on
This field is required.
Enter date of death
. I enclose a copy of their death certificate. They didn’t leave behind any assets and there is no money to pay what they owe.
This field is required.
You could include a paragraph about the deceased person’s circumstances. For example, if they were living in rented accommodation and were receiving only benefit income. This may help to confirm to the creditor that they did not leave behind any assets.You could include a paragraph about the deceased person’s circumstances. For example, if they were living in rented accommodation and were receiving only benefit income. This may help to confirm to the creditor that they did not leave behind any assets.
Please consider writing off this debt because there is no prospect of you ever recovering any money towards it. Please write back to me to confirm your decision.
I look forward to hearing from you.
Yours faithfully
You need to include your name(s).
Include your full name